pre approval for a mortgage

Find a local lender in minutes who can help you get pre-approved for a mortgage. Mortgage pre-approval can show you’re a serious and credible buyer.

Mortgage pre-approval is a process in which the lender reviews your financial background (credit score, income, debts, etc.). They do this to find out whether or not you’re qualified for a loan. They’ll also tell you how much they are willing to lend you.

Interested in getting pre-approved for a home loan? Getting pre-approved for a mortgage can save precious time off your home buying process. compare pre-approval offers with multiple lenders and get pre-approved with LendingTree.

Get preapproved for your mortgage here! Explore available loan options for making your dream home a reality, and get started today!

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Mortgage pre-approval is a commitment from a lender to provide you with home financing up to a certain loan amount-basically, the stamp of approval that you have the money, credit history, and other credentials to buy a home up to that price.

A lender will pull your credit score as part of the pre-approval process, if it wasn’t already done during your prequalification. Check it before applying for pre-approval. You can find your credit score in the following places: Look on your credit card statements. Some issuers will print your credit score on the statement.

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Being pre-approved for a mortgage means that a mortgage lender has checked your credit, employment, and income and you qualify for a loan up to a certain amount. The lender at this point has enough information about the borrower to determine whether they meet their loan guidelines or not.

A mortgage pre-qualification can be useful as an estimate of how much someone can afford to spend on a home, but a pre-approval is much more valuable. It means the lender has checked the potential.

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