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A mobile or manufactured home not permanently affixed in some way to the land beneath it is considered personal property. lenders don’t mind extending long-term mortgage loans on land and homes.
FHA Mobile Home Loan – Manufactured Home Loans – In many instances, the actual purchase price for a mobile home with land is much lower than a conventional home and allows a wider range of prospective home buyers to become home owners. The FHA mobile home loan allows for both Double Wide and Single Wide manufactured home financing under FHA underwriting terms and conditions (which can be.
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